Independent Financial Advice - Ayrshire - Julie McIntosh DipFA
Independent Financial Advice - Ayrshire - Julie McIntosh DipFA Independent Financial Advice - Ayrshire - Julie McIntosh DipFA
Home Page About Us Services Contact Us Independent Financial Advice - Ayrshire - Julie McIntosh
Independent Financial Advice - Ayrshire - Julie McIntosh DipFA
Independent Financial Advice - Ayrshire - Julie McIntosh DipFA Independent Financial Advice - Ayrshire - Julie McIntosh DipFA Independent Financial Advice - Ayrshire - Julie McIntosh DipFA

our services

You may not be sure what services you require when we first meet to discuss your needs. But don’t worry, it is my role to help you decide. I will present alternative scenarios, indicating potential variables and outlining possible solutions.

All of this is carried out to suit your personal requirements, your lifestyle, and your goals. Our main areas of expertise are outlined below.

Please contact us for further information.

Independent Financial Advice - Ayrshire - Julie McIntosh DipFA
Independent Financial Advice - Ayrshire - Julie McIntosh DipFA
Savings and Investments - IFA Ayrshire Retirement Planning - IFA Ayrshire Protecting Loved Ones - IFA Ayrshire Tax Planning - IFA Ayrshire
saving & investments retirement planning protecting loved ones tax planning
  • Investment Bonds
  • Investments
  • ISAs (Individual Savings Accounts)
  • OEICs (Open-ended Investment Company) and Unit Trusts
  • Portfolio Planning
  • Savings

The value of investments can fall as well as rise, and you can get back less than you invested.

  • Annuities
  • Drawdown
  • Group Pensions
  • Personal Pensions
  • Pre-retirement planning
  • Post-retirement planning
  • SIPPs (Self-Invested Personal Pensions)
  • Stakeholder Pensions
  • Executive Pension Planning

The value of pensions can fall as well as rise, and you can get back less than you invested.

Please note that Group Pensions are not regulated by FCA.

  • Critical Illness
  • Income protection
  • Life Assurance
  • Whole of Life
  • Mortgage Protection
  • Buildings and Contents
  • Business Protection
  • General Insurance
  • Inheritance Tax Planning
  • Tax Advice

Tax planning is not regulated by the Financial Conduct Authority.

Mortgage Solutions - IFA Ayrshire Equity Release - IFA Ayrshire Will Writing - IFA Ayrshire  
mortgage solutions equity release will writing useful links
  • Mortgages
  • Buy-To-Let
  • Remortgages
  • Commercial Mortgages

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The precise amount will depend upon your circumstances but we estimate that it will be £400.

Buy-To-Let and Commercial Mortgages are not regulated by the Financial Conduct Authority (consumer buy to lets are).

  • Release Equity in your home
  • Lifetime Mortgages

This is a lifetime mortgage. To understand the features and risks please ask for a personalised illustration.

Unless you make a will, you cannot guarantee that your belongings will be distributed as you want when you die.

If you die without a Will (Intestate) your family has to sort out many administrative items and are obliged to the decisions made by law as to who inherits what, decisions you should have really already made by writing a Will.

Will writing is not regulated by the Financial Conduct Authority.

Below listed are links which you may also find useful;

Use the simple Benefits Checker to work out how much you could claim on Entitledto.com

Seemingly inexpensive pleasures we take for granted soon add up. So, just by cutting out one or two a week you could save enough to buy a substantial amount of protection .Try it yourself at BrightAdvisor.co.uk

Golden Charter Funeral Bonds:
https://www.50plusfuneralplans.co.uk/?pid=309166

(not regulated by the FCA)

 

Julie McIntosh Ltd is an Appointed Representative of Platinum Financial Partners Ltd. which is authorised and regulated by the Financial Conduct Authority. Registered in Scotland. Registered number SC524565. FCA number 739672. Registered address 5 Braehead Court, Kilmarnock, Ayrshire KA3 7AB.

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